How Can You do Survey With Qsurvey New Android App

E2e Infotel analysis Pvt. Ltd launched Qsurvey application wherein one can post their survey followed by the end user response coupled with real time trending. The application consists of surveys based on the topics of our day to day lives, ones business centric, product centric or one can imagine off & covering all sectors of economy to politics to nature. Qsurvey application helps evaluate and analyse the interest and opinion of the masses within minutes can be used across geographies and language provided the device support particular language. 

The categories can be defined and refined dynamically based on ones requirements to capture one’s opinions which can be relied upon basis recent trend wherein the exit polls to surveys are coming on the opposite pole of the expectation.

The questionnaire development to deployment to provisioning is very simple supported with timer mechanism.

Follow these steps : -

1. Go to this link ( Qsurvey ) download and Install the app.

2. Register with your mobile number , DOB and Name 

3. Choose  the topic and start the survey !

 " Note: Personal details are not  to share with anyone. Its confidential "

You can follow  our news blog ( manageyourinvestment.blogspot.in ) where you get enough information about running news.

All Of Us Need Life Insurance Coverage

Life insurance coverage is one of those things that ought to be organized by all who are able to afford it. There are plenty of reasons why but the main one is that it's going to help you to take care of your family. Here is how it works.

Whenever you sign a life insurance plan you are going to have to specify some beneficiaries. These are the people you would like to benefit from the payout of the life insurance coverage when you pass away. What this means is that when you pass on to the next world your life insurance policy will pay out the predetermined amount to the people you have given as beneficiaries. They will be able to utilize this money for anything they desire.

The most common individuals to name as beneficiaries are the close family. This would generally imply your partner and kids. This is because it is these folks that depend on your income to get from month to month. When you pass on your earnings will be lost to them and they'll either need to find a way to replace it or lower their standard of living to accommodate the lower income. This might mean that your kids will not be able to get tertiary education and further themselves to the very best of their ability.

You do need to remember that a life insurance plan will seldom shell out within a couple of days of your death. This is because the insurance coverage company that underwrote your plan may wish to be absolutely sure that the way you passed on did not violate any of the conditions and terms of your agreement with them. If they do find a violation, they will not pay out so be sure to keep to the conditions and terms of your policy as best you're able. As your life insurance policy will not pay out instantly you will need to have a funeral plan as well to make sure that your family will be able to cover the price of your own funeral service, but that is a tale for a different article.

Having life insurance in position can take a major load of stress or you as well as your spouse's shoulders. You will not have to be worried about what's going to happen to your loved ones should one of you pass on before your kids are grown. You won't have to be overly concerned about your family becoming destitute as a result of your demise because the insurance plan can be tailored to pay for all your debts.

As you can see, there is actually not a single person in the world that can genuinely say that they have got no requirement for a life insurance plan. Everyone has someone who we want to and need to help keep safe. This is why there are life insurance plans, to help all of us to cater for our family members in an uncertain future. Do not delay, make sure that your life insurance coverage is taken care of as soon as you are able to find two minutes to get on the internet and sort it out.

Threat to Startup Innovation

With growing ecosystem of startup around the globe brings in major threat to their innovations too. Many startups often start from living room or college canteen. Many successful startups in India indicated that few like minded innovators joins hand with strength in different domain and start the development work to showcase the proof of concept. Proof of concept with viable business case is very important to get the seed funding.

In the event of self funding or through seed funding, startup generally hire the first line of employee through reference without going through the background check.There comes the threat of human vulnerability which is maximum in the information security domain.

We generally trust our resources and treat them as family to inflict conviction and confidence within the team member but sometimes some of the resources turns hostile and hurt the company.

It is very important for startup to implement network security but the usages of basic email server to common hosting server works for the worst. As startup founders invest their life savings to effort in order to achieve the goal and it is important for all of us to implement human intelligence as first line of defense to mitigate any security breach which may cost us unavoidable failure.

Many resources complain that they are not allowed to attend phone calls, whatsapp or any other messaging application within office. Some of them complain that they are not allowed to leave the office during office hours or they are not allowed to carry laptop back home.

I do understand the concern of the resources and they suffer just because of few resources who is not ethical while performing their duties.

It's unfortunate that some of the resources intentionally or unintentionally share company information with friends or relatives or XYZ, which may lead to leaking of confidential information about product, potential business etc.

When it comes to security we talk of routers to switch to IPS/IPS, DDoS, penetration testing to Vulnerability Assessment but it does not work in startup ecosystem.

If one wants to secure the innovation till it’s released in the market, it is utmost important the founder should keep an eye on everyone based on multiple intelligence mechanism.

India MVNO Initiative - Device Players Going to Rock

As per the report published in new paper today, government received 80 request to get the license.
Under MVNO license one can buy the minutes and data from mobile service providers and resell it to end consumer under their brand name. 

Few years back Virgin Mobile attempted the same but failed miserably. 

In a current scenario, when wireless subscribers touched around billion and major chunk of users are still using feature phone will help potential MVNO players in big way.

Currently Device manufacturer are the center of attraction and offer bundled data to their buyer as value add. In that process mobile service provider acquire data user at much lower cost.

Entry of MVNO will help volume device manufacturer present both in feature phone and Smartphone to dominate the market.

The brands like Micromax, intex, lava, karbonn, Spice,  celkon will be the biggest gainer as they are very strong in  feature phone segment whereas some of the mentioned brands are also strong in Smartphone segment. 
The positioning of these brands will attract MVNO towards them for new user acquisition. 

The above brand may choose to ask for user acquisition cost which may run in $1 to $2 of additional revenue per user.This will be on top of their ongoing VAS revenue of around $1 to $5 depending upon the brand market share and reach ability.

These brands are very strong in rural sector when it comes to feature phone and now posses the potential of increasing their margin if all goes right with MVNO license allocation. The move is very good to get more penetration and help those to have mobility who is still deprived of that.

True Relationship vs. Cosmetic Relationship

I decided to share this article post long research of current society for the last 15 years. The article takes you through the social changes with time, money and I realised that mistrust is the basis of today relationship.

In 80's or even 2000 era when someone used to meet someone then they used to maintain the friendship to the maximum level and used to help each others. I still remember friendship of  my parents with their friend circle and even after 40 years the love and respect of relationship is so pure.

During that era the salary of Indian were not high and social relationship used to be on the basis of sheer love for respect, care and person intellect.

Many even went to an extent of getting each other family member settle down. I call that relationship True Relationship.

At the same time, in current environment,relationship is cosmetic in nature when one  try to outclass others through their materialistic approach. Many claim to be friend or brother or sister but when it comes to trusting someone who really try to help the other side, you may land in shock. Is it the result of competitive environment within society.

I came across one incident recently which forced me to believe that trust from the society is completely over. If you think that other side really care for you then you may get a setback as you don't know about the other side intentions.

At one end we talk about connected mobility to banking to commerce whereas miss the connected relationship. I call it cosmetic relationship. Please keep your eyes opened and one should have shiva like third eye to catch the double faces sweet relatives.

Feel pity for those ...

UN Permanent Security Council Should Act On Terrorism - Enough is Enough

Post multiple failures, I decided to pen down my views on UN. The message is for 5 permanent Security Council member countries as they need to forge common goal to fight terrorism rather than include their Political agenda to protect one or another countries or affiliate to make sure that no resolutions are passed.

The whole world is suffering from terrorism and it is acting like a missile for many countries. I start from nasty attack on World Trade Center, Multiple Attack in Bali, Multiple Attack in France, Spain, Portugal, Turkey, India and many other countries. What Security Council is doing to curb it. In my point of view they are sitting blind folded. Why can’t all members come together and start blocking terrorism organization and block their accounts. If all five counties join hand then it will be matter of months to bulldoze terrorism.

As Mr. Modi categorically said in multiple occasions that there is no good or bad terrorism and all should stand together. There cannot be two policies when it comes to Terror outfit to countries and permanent countries should stop misuing the Veto power to favor one or another to their own interest.

At the end we are human being and we should also think about people who lost and losing their life, family who is suffering because of loss of their home earner.

We should also understand that this terrorism is actually the main showstopper in global recovery from recession. Many countries like Libya to Iraq to Syria all went into troubled water which impacted the overall growth story and at the same time the investment climate in developed countries where terror attack happened suffered loss of foreign direct investment.

We as human always think that if we are safe means all are safe but we should also think by putting yourself on sufferer shoe and then only we can feel the pain of the sufferer.

Still its not late as UN Assembly is going to start   and all member countries should send the stern message followed by action including all kind of sanction so that others don’t dare to do it again. If we fail to do so then the countries like North Korea will continue its mockery of great organization UN. If they fail then its not long before member countries will start considering them as Handicapped Organization. If reader agrees with me then please like and share with your friends and family. Its the time that every citizen irrespective of their locations to religion to stand firm and support the cause of eradicating terrorism once for all.

4G Blame Game Between Airtel and Reliance Jio - Why Only Airtel, Vodafone & Idea Not others

The ongoing war of words between Airtel and Reliance Jio is nothing but new business strategy. If one look at the news reports, 90% of the blame is targeted towards Airtel.

It's also interesting to know that 2 Cr call drop is happening just because of that and it indicate the number of subscribers Reliance Jio acquired in recent weeks.

We failed to hear any statement from Reliance Jio that X number of call failure because of Reliance communications, Aircel, BSNL which is controlling more than 27% of the total wireless user Base.

It means that Reliance jio received full cooperation from them and there is no issue when it comes to MNP for those users who want to port in on to Reliance Jio, No call drops or negligible call drop. If yes or no, Reliance Jio should release the statement to justify their statements.

It's being observed that the three bugs are on Reliance jio hit list whereas the others are in ignores list.

As claimed by Jio that the call drop problem is not there in Jio to Jio call and they might be right whereas they should understand that in a scenario of jio to other network, interoperability plays a key roles. Reliance jio cannot just throw Airtel claim indicating that there must be issue with Reliance jio network but should work closely with Airtel to rectify the bug and fix it.

I kept on writing in my previous article that Reliance Jio is going to face the. music once concurrent user base will increase and we can feel the pain point attached with Reliance jio.

Being a keen learner, I kindly request Reliance Jio to release the call failure rate because of non top three.

In my point of view, Reliance jio should stop thinking that their network is the best and they may get their way all the time. Collaboration is the way to innovation not blames game.

Future of Smartphone - User defined Hardware & Software Services

In recent years, world of mobility changed upside down. No one ever thought in early part of 2000 that mobility will become the essential ecosystem of consumer or prosumer life. The change in mobility also impacted PC & laptop world and now that segment is also offering mobility on the go.

Now days the mobility device configuration in most of the cases are at par with the PC & Laptop segment. In my point of view, mobility world predominantly in developed countries are not offering any differentiation as minor feature enhancements being used by the companies to sell the products to end consumer.

In my point of view, do we know as product companies about end consumer RAM or ROM or Applications or Operating system or screen or camera or resolution or screen size or productivity tool. For example I like company A product with older version of operating system but new version of chipset coupled with small screen. Unfortunately it's not offered in the market then I will be forced to buy another device and then buy or download additional applications or services to fulfill my requirements.

Since, most of the companies designing and producing Smartphone’s collaborate with ODM or own its own assembly plant.

In that scenario, consumer defined specification can be produced and shipped to them by charging the end consumer the premium for that.

Take another example of HP or Dell or any other laptop manufacturer wherein end consumer can increase or decrease the processing power to screen size and according companies charges end consumers.

 In today's Smartphone segment many companies like Sony, Samsung, HTC, and LG etc are offering Smartphones which is even more expensive than entry level laptop to high end laptops.

I believe that in coming months, we will observe companies like Samsung or Sony or someone else will come out in the market with this kind of proposition to differentiate themselves and it will be completely disruptive model in the market. Being a consumer if I am spending $800 to $1500 for Smartphone then I should be given the flexibility to define my device specification. It will off course improve brand loyalty

Aadhar Integration with Mobile Phone - Missing the Masses

Indian Telecom regulatory body wishes to integrate Aadhar  Id with mobile phone to streamline one unique identification number. Very good initiative from regulatory body as well as government.  Even more encouraging that most of the Indian as well as International mobile phone companies are                         

Working on integration process. The integration of biometric mechanism will again be integrated with Smartphone devices using American based Technology company product line. At the same time Google and Apple   is opposing the move citing privacy and hacking concerns. INDIA with more than billion Aadhar card holders and around billions wireless users, the move is really appreciable but the move half  hearted. 

While chalking out the plan no body is bothered about those users who are not using smartphone. 

When government is focusing on those citizens who are deprived off government help as well as tracking the trend of government policy implementation but mostly those users are residing is rural sector. Even though some of the needy citizens who lives in Urban area are predominantly using feature phone.

In my point of view, government as well as device manufacturer should come out with solution which should cover both the device segment.

Based on my limited understanding,when the Aadhar server is already in place and user can use device only using the wireless devices then we should leverage the wireless network capabilities. In my point of view,the innovators sitting in wireless companies can solve the problem. We must remember that each aadhar card is attached with mobile number and most of the user do not surrender SIM but port to different network operator using MNP.

The initiative to map Aadhar with device will yield result but if one want better result than mapping aadhar with wireless operator will yield better results

India 4G User Acquisition & Retention - Who is Suffering at the End

Reliance Jio entry into Indian Telecom sector started creating scenario wherein incumbent operators are at the spot.

Latest in the saga, Reliance Jio again approached TRAI and accused Airtel,Vodafone and Idea for blocking users who wants to port out of their existing service providers to Reliance Jio network.  The number involved in total is less than 200 and that shows Reliance Jio commitment towards their potential user.

At the same time, incumbent cannot let the user port out of the network till the guideline of the Mobile Number Portability set by TRAI.

Indian incumbent operators faced the music of MNP and how end user exploited it in 2012 to 2014 era  wherein user took the service of one operator with goodies and then ported out to another one post exhausting the goodies.

In 2012 to 2014 era challengers like Telenor  and others used MNP in their favor and acquire millions of user but unfortunately most of the user were low ARPU user.

It is surprising that based on the reports published in leading new paper not mentioned  Aircel, Reliance Communication and other which in my point bring me to a conclusion that Reliance Jio is only facing problems with three leading incumbent operator. It would be great to know about BSNL user requesting for porting out and it's status.

The real test of porting in and out using MNP will show its class post Reliance Jio start commercial service. Till Dec 31 st 2016 most of the Indian mobile users will try to misuse Reliance Jio service as it is free. I am also delighted that this time around Reliance Jio is so focused about consumer but at the end consumers are suffering. If any legitimate user trying to port out then they should not be used as dice to play competitive strategy. It's a common practice by operator to put across many clause as some of the end user through their past act forced incumbent operators to put across multiple clause related to exit.

For few, mass is suffering and both incumbent and Reliance Jio should solve it the way they did it with PoI